


{"id":106339,"date":"2024-12-11T13:46:36","date_gmt":"2024-12-11T13:46:36","guid":{"rendered":"https:\/\/mentorday.es\/wikitips\/?p=106339"},"modified":"2025-10-06T12:31:16","modified_gmt":"2025-10-06T12:31:16","slug":"financiacion-directa-ico-proyectos-sostenibles-innovadores","status":"publish","type":"post","link":"https:\/\/mentorday.es\/wikitips\/financiacion-directa-ico-proyectos-sostenibles-innovadores\/","title":{"rendered":"Financiaci\u00f3n directa ICO para grandes proyectos empresariales sostenibles e innovadores"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"106339\" class=\"elementor elementor-106339\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c98dde5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c98dde5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1076a75a\" data-id=\"1076a75a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-423817e elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"423817e\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTabla de contenidos\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__423817e\" aria-expanded=\"true\" aria-label=\"Abrir la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__423817e\" aria-expanded=\"true\" aria-label=\"Cerrar la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__423817e\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-101f42a elementor-widget elementor-widget-text-editor\" data-id=\"101f42a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"872\" data-end=\"1002\">\u00bfTienes un proyecto empresarial con impacto positivo y m\u00e1s de 10 millones de inversi\u00f3n?<\/h3><blockquote><p data-start=\"872\" data-end=\"1002\">Entonces esta TIP puede ser clave para ti.<\/p><\/blockquote><p data-start=\"1041\" data-end=\"1290\">El ICO ofrece financiaci\u00f3n directa a empresas para impulsar proyectos sostenibles, innovadores o de expansi\u00f3n a gran escala. Esta herramienta es ideal si tienes una inversi\u00f3n ambiciosa con impacto positivo, pero necesitas respaldo financiero s\u00f3lido.<\/p><p data-start=\"1292\" data-end=\"1508\">En esta TIP descubrir\u00e1s c\u00f3mo funciona, qui\u00e9n puede acceder, qu\u00e9 requisitos exige y c\u00f3mo prepararte para presentar tu proyecto con \u00e9xito. Y si te parece mucho&#8230; no est\u00e1s solo: en mentorDay te acompa\u00f1amos paso a paso.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-546fea5a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"546fea5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1937\" data-end=\"1984\">1. \u00bfQu\u00e9 es la financiaci\u00f3n directa del ICO?<\/h3><p data-start=\"1986\" data-end=\"2201\">Es una l\u00ednea de financiaci\u00f3n <strong data-start=\"2015\" data-end=\"2084\">gestionada directamente por el Instituto de Cr\u00e9dito Oficial (ICO)<\/strong> destinada a empresas espa\u00f1olas que ejecuten proyectos de gran envergadura con impacto econ\u00f3mico, social o ambiental.<\/p><p data-start=\"2203\" data-end=\"2260\">No pasa por bancos, y se negocia directamente con el ICO.<\/p><p data-start=\"2262\" data-end=\"2366\">\ud83d\udccc Importe m\u00ednimo: <strong data-start=\"2281\" data-end=\"2305\">10 millones de euros<\/strong> (salvo medianas empresas donde se aceptan importes menores).<\/p><h3 data-start=\"2373\" data-end=\"2405\">2. \u00bfQui\u00e9n puede solicitarla?<\/h3><ul data-start=\"2407\" data-end=\"2582\"><li data-start=\"2407\" data-end=\"2449\"><p data-start=\"2409\" data-end=\"2449\">Empresas espa\u00f1olas o con inter\u00e9s espa\u00f1ol<\/p><\/li><li data-start=\"2450\" data-end=\"2481\"><p data-start=\"2452\" data-end=\"2481\">Empresas medianas o \u201cmidcaps\u201d<\/p><\/li><li data-start=\"2482\" data-end=\"2522\"><p data-start=\"2484\" data-end=\"2522\">Proyectos nacionales o internacionales<\/p><\/li><li data-start=\"2523\" data-end=\"2582\"><p data-start=\"2525\" data-end=\"2582\">En fases de crecimiento, expansi\u00f3n o internacionalizaci\u00f3n<\/p><\/li><\/ul><h3 data-start=\"2589\" data-end=\"2624\">3. \u00bfQu\u00e9 proyectos se financian?<\/h3><p data-start=\"2626\" data-end=\"2642\">El ICO financia:<\/p><p data-start=\"2644\" data-end=\"2946\">\u2705 Inversiones empresariales: adquisici\u00f3n de activos, compra de empresas<br data-start=\"2715\" data-end=\"2718\" \/>\u2705 Exportaci\u00f3n: cr\u00e9ditos comprador\/suministrador<br data-start=\"2765\" data-end=\"2768\" \/>\u2705 Proyectos sostenibles: energ\u00edas renovables, econom\u00eda circular<br data-start=\"2831\" data-end=\"2834\" \/>\u2705 Innovaci\u00f3n: transformaci\u00f3n digital, I+D, competitividad<br data-start=\"2891\" data-end=\"2894\" \/>\u2705 Liquidez: circulante, tesorer\u00eda, gastos operativos<\/p><h3 data-start=\"2953\" data-end=\"2992\">4. Compromiso con la sostenibilidad<\/h3><p data-start=\"2994\" data-end=\"3061\">El ICO prioriza proyectos que contribuyan al desarrollo sostenible:<\/p><ul data-start=\"3063\" data-end=\"3324\"><li data-start=\"3063\" data-end=\"3098\"><p data-start=\"3065\" data-end=\"3098\"><strong data-start=\"3065\" data-end=\"3096\">Pr\u00e9stamos verdes y sociales<\/strong><\/p><\/li><li data-start=\"3099\" data-end=\"3202\"><p data-start=\"3101\" data-end=\"3202\"><strong data-start=\"3101\" data-end=\"3141\">Pr\u00e9stamos ligados a KPIs sostenibles<\/strong> (eficiencia energ\u00e9tica, reducci\u00f3n de emisiones, igualdad\u2026)<\/p><\/li><li data-start=\"3203\" data-end=\"3228\"><p data-start=\"3205\" data-end=\"3228\"><strong data-start=\"3205\" data-end=\"3226\">Bonos sostenibles<\/strong><\/p><\/li><li data-start=\"3229\" data-end=\"3324\"><p data-start=\"3231\" data-end=\"3324\"><strong data-start=\"3231\" data-end=\"3256\">Titulizaciones verdes<\/strong> para diversificar financiaci\u00f3n de PYMEs con alto impacto sostenible<\/p><\/li><\/ul><h3 data-start=\"3331\" data-end=\"3361\">5. Modalidades disponibles<\/h3><ul data-start=\"3363\" data-end=\"3482\"><li data-start=\"3363\" data-end=\"3383\"><p data-start=\"3365\" data-end=\"3383\">Pr\u00e9stamos directos<\/p><\/li><li data-start=\"3384\" data-end=\"3401\"><p data-start=\"3386\" data-end=\"3401\">Project finance<\/p><\/li><li data-start=\"3402\" data-end=\"3435\"><p data-start=\"3404\" data-end=\"3435\">Cr\u00e9ditos comprador y exportador<\/p><\/li><li data-start=\"3436\" data-end=\"3456\"><p data-start=\"3438\" data-end=\"3456\">Bonos corporativos<\/p><\/li><li data-start=\"3457\" data-end=\"3465\"><p data-start=\"3459\" data-end=\"3465\">Avales<\/p><\/li><li data-start=\"3466\" data-end=\"3482\"><p data-start=\"3468\" data-end=\"3482\">Titulizaciones<\/p><\/li><\/ul><h3 data-start=\"3489\" data-end=\"3528\">6. \u00bfC\u00f3mo solicitar la financiaci\u00f3n?<\/h3><ol data-start=\"3530\" data-end=\"3825\"><li data-start=\"3530\" data-end=\"3589\"><p data-start=\"3533\" data-end=\"3589\"><strong data-start=\"3533\" data-end=\"3557\">Contacta con el ICO:<\/strong> Direcci\u00f3n General de Negocios<\/p><\/li><li data-start=\"3590\" data-end=\"3715\"><p data-start=\"3593\" data-end=\"3617\"><strong data-start=\"3593\" data-end=\"3617\">Prepara tu proyecto:<\/strong><\/p><ul data-start=\"3621\" data-end=\"3715\"><li data-start=\"3621\" data-end=\"3645\"><p data-start=\"3623\" data-end=\"3645\">Plan de negocio s\u00f3lido<\/p><\/li><li data-start=\"3649\" data-end=\"3675\"><p data-start=\"3651\" data-end=\"3675\">Documentaci\u00f3n financiera<\/p><\/li><li data-start=\"3679\" data-end=\"3715\"><p data-start=\"3681\" data-end=\"3715\">Indicadores de impacto (si aplica)<\/p><\/li><\/ul><\/li><li data-start=\"3716\" data-end=\"3777\"><p data-start=\"3719\" data-end=\"3777\"><strong data-start=\"3719\" data-end=\"3743\">Negocia condiciones:<\/strong> tipo, plazos, moneda, garant\u00edas<\/p><\/li><li data-start=\"3778\" data-end=\"3825\"><p data-start=\"3781\" data-end=\"3825\"><strong data-start=\"3781\" data-end=\"3825\">Recibe la evaluaci\u00f3n y respuesta del ICO<\/strong><\/p><\/li><\/ol><p data-start=\"3827\" data-end=\"3897\">\ud83c\udfaf Consejo: presenta un proyecto claro, viable y alineado con los ODS.<\/p><h3 data-start=\"3904\" data-end=\"3928\">7. Consejo mentorDay<\/h3><p data-start=\"3930\" data-end=\"4044\">Muchos emprendedores y pymes con proyectos transformadores no acceden a estas l\u00edneas por no saber c\u00f3mo prepararse.<\/p><p data-start=\"4046\" data-end=\"4073\">En mentorDay te ayudamos a:<\/p><p data-start=\"4075\" data-end=\"4242\">\u2705 Validar tu proyecto con expertos<br data-start=\"4109\" data-end=\"4112\" \/>\u2705 Redactar tu plan financiero y de impacto<br data-start=\"4154\" data-end=\"4157\" \/>\u2705 Participar en talleres pr\u00e1cticos<br data-start=\"4191\" data-end=\"4194\" \/>\u2705 Mejorar tu solicitud con apoyo individualizado<\/p><p data-start=\"4244\" data-end=\"4334\">\ud83d\udc49 <strong data-start=\"4247\" data-end=\"4334\"><a class=\"decorated-link\" href=\"https:\/\/mentorday.es\/programas\" target=\"_new\" rel=\"noopener\" data-start=\"4249\" data-end=\"4332\">Inscr\u00edbete gratis al programa de aceleraci\u00f3n aqu\u00ed<\/a><\/strong><\/p><h3 data-start=\"4341\" data-end=\"4374\">8. Reflexiona antes de actuar<\/h3><ul data-start=\"4376\" data-end=\"4538\"><li data-start=\"4376\" data-end=\"4437\"><p data-start=\"4378\" data-end=\"4437\">\u00bfMi empresa est\u00e1 lista para manejar un pr\u00e9stamo millonario?<\/p><\/li><li data-start=\"4438\" data-end=\"4487\"><p data-start=\"4440\" data-end=\"4487\">\u00bfEl proyecto tiene un impacto positivo medible?<\/p><\/li><li data-start=\"4488\" data-end=\"4538\"><p data-start=\"4490\" data-end=\"4538\">\u00bfTengo un plan s\u00f3lido que respalde la inversi\u00f3n?<\/p><\/li><\/ul><h3 data-start=\"4545\" data-end=\"4588\">9. C\u00f3mo usar la Inteligencia Artificial<\/h3><p data-start=\"4590\" data-end=\"4619\">\ud83d\udca1 Herramientas recomendadas:<\/p><ul data-start=\"4620\" data-end=\"4800\"><li data-start=\"4620\" data-end=\"4687\"><p data-start=\"4622\" data-end=\"4687\"><strong data-start=\"4622\" data-end=\"4633\">ChatGPT<\/strong>: redacta tu plan de negocio, analiza KPIs sostenibles<\/p><\/li><li data-start=\"4688\" data-end=\"4737\"><p data-start=\"4690\" data-end=\"4737\"><strong data-start=\"4690\" data-end=\"4702\">Tome.app<\/strong>: crea presentaciones profesionales<\/p><\/li><li data-start=\"4738\" data-end=\"4800\"><p data-start=\"4740\" data-end=\"4800\"><strong data-start=\"4740\" data-end=\"4754\">Excel + IA<\/strong>: simula flujos de caja o retorno de inversi\u00f3n<\/p><\/li><\/ul><p data-start=\"4802\" data-end=\"4882\">La IA puede ayudarte a presentar un proyecto m\u00e1s s\u00f3lido, m\u00e1s claro y m\u00e1s visual.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-102d142 e-flex e-con-boxed e-con e-parent\" data-id=\"102d142\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74bcbe3 elementor-widget elementor-widget-text-editor\" data-id=\"74bcbe3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"\" style=\"text-align: center;\" data-start=\"5416\" data-end=\"5455\"><strong>\ud83d\udc69\u200d\ud83d\udcbc Caso de \u00e9xito mentorDay<\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5533d49 e-con-full e-flex e-con e-parent\" data-id=\"5533d49\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-caff8f6 elementor-widget elementor-widget-text-editor\" data-id=\"caff8f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"183\" data-end=\"396\"><strong data-start=\"183\" data-end=\"202\">Elena Rodr\u00edguez<\/strong>, fundadora de <em data-start=\"217\" data-end=\"249\">Energ\u00eda Circular Sostenible SL<\/em>, necesitaba m\u00e1s de 10 millones \u20ac para escalar su soluci\u00f3n de microredes renovables. No sab\u00eda c\u00f3mo estructurar su propuesta ni a qui\u00e9n presentarla.<\/p><p data-start=\"398\" data-end=\"505\">Se inscribi\u00f3 al <a class=\"decorated-link\" href=\"https:\/\/mentorday.es\/programas\" target=\"_new\" rel=\"noopener\" data-start=\"414\" data-end=\"484\">programa de aceleraci\u00f3n de mentorDay<\/a> y en solo 3 semanas:<\/p><ul data-start=\"507\" data-end=\"667\"><li data-start=\"507\" data-end=\"568\"><p data-start=\"509\" data-end=\"568\">Defini\u00f3 su plan de negocio con impacto alineado a los ODS<\/p><\/li><li data-start=\"569\" data-end=\"627\"><p data-start=\"571\" data-end=\"627\">Recibi\u00f3 mentor\u00eda personalizada en financiaci\u00f3n p\u00fablica<\/p><\/li><li data-start=\"628\" data-end=\"667\"><p data-start=\"630\" data-end=\"667\">Prepar\u00f3 y present\u00f3 su proyecto al ICO<\/p><\/li><\/ul><p data-start=\"669\" data-end=\"759\">\u2705 Resultado: obtuvo carta de inter\u00e9s del ICO para financiar su expansi\u00f3n con m\u00e1s de 10 M\u20ac.<\/p><blockquote data-start=\"761\" data-end=\"854\"><p data-start=\"763\" data-end=\"854\">\u201cPens\u00e9 que esta financiaci\u00f3n era solo para grandes. Con mentorDay lo hice posible.\u201d \u2014 Elena<\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e552511 elementor-widget elementor-widget-text-editor\" data-id=\"e552511\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><strong>\u2753 FAQ (Preguntas frecuentes)<\/strong><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ceab27d e-flex e-con-boxed e-con e-parent\" data-id=\"ceab27d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b087fd9 elementor-widget elementor-widget-n-accordion\" data-id=\"b087fd9\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1850\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1850\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo pedir esta financiaci\u00f3n si no soy gran empresa? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1850\" class=\"elementor-element elementor-element-3b6de87 e-con-full e-flex e-con e-child\" data-id=\"3b6de87\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52e999b elementor-widget elementor-widget-text-editor\" data-id=\"52e999b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>S\u00ed, medianas empresas tambi\u00e9n pueden acceder si el proyecto es s\u00f3lido.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1851\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1851\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfSe financian proyectos fuera de Espa\u00f1a? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1851\" class=\"elementor-element elementor-element-9a87fde e-con-full e-flex e-con e-child\" data-id=\"9a87fde\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b12dfc elementor-widget elementor-widget-text-editor\" data-id=\"2b12dfc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>S\u00ed, siempre que exista inter\u00e9s espa\u00f1ol.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1852\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1852\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo financiar liquidez o solo inversi\u00f3n? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1852\" class=\"elementor-element elementor-element-96237e4 e-con-full e-flex e-con e-child\" data-id=\"96237e4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9b1c6e elementor-widget elementor-widget-text-editor\" data-id=\"c9b1c6e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Tambi\u00e9n se permite liquidez si est\u00e1 justificada dentro del proyecto.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1853\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1853\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEs obligatorio tener impacto sostenible? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1853\" class=\"elementor-element elementor-element-8fd705a e-con-full e-flex e-con e-child\" data-id=\"8fd705a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-812f7d8 elementor-widget elementor-widget-text-editor\" data-id=\"812f7d8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>No es obligatorio, pero da prioridad y mejores condiciones.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1854\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1854\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfD\u00f3nde empiezo si no tengo experiencia? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1854\" class=\"elementor-element elementor-element-275e690 e-con-full e-flex e-con e-child\" data-id=\"275e690\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11ec657 elementor-widget elementor-widget-text-editor\" data-id=\"11ec657\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"5769\" data-end=\"5869\">En mentorDay. Te ayudamos desde cero y te acompa\u00f1amos.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f4952d e-flex e-con-boxed e-con e-parent\" data-id=\"8f4952d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-066df32 elementor-widget elementor-widget-mentorforms\" data-id=\"066df32\" data-element_type=\"widget\" data-widget_type=\"mentorforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe aria-label=\"Quiz: Certificaciones para empresas\" src=\"https:\/\/forms.zohopublic.com\/jcaverodyrectoes\/form\/QuizFinanciacindirectaICOparagrandesproyectosempre\/formperma\/i_Y6dK_qpeg1JT9Ix_RuKajdGIIR6-eSa8Vc7ypaWFU\" width=\"99%\" height=\"500px\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb4dba6 elementor-widget elementor-widget-text-editor\" data-id=\"cb4dba6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\">\ud83c\udfaf \u00bfQuieres que te ayudemos?<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-03be74a e-flex e-con-boxed e-con e-parent\" data-id=\"03be74a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f45b067 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f45b067\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mentorday.es\/inscripcion\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 \u00a1Inscr\u00edbete gratis en nuestro programa de aceleraci\u00f3n!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a949152 e-flex e-con-boxed e-con e-parent\" data-id=\"a949152\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8340b30 elementor-widget elementor-widget-text-editor\" data-id=\"8340b30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><strong>APLICA ESTE TIP EN TU PROYECTO<\/strong><\/span><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63b1c8a e-flex e-con-boxed e-con e-parent\" data-id=\"63b1c8a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e88adf elementor-widget elementor-widget-text-editor\" data-id=\"6e88adf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">\ud83d\udcbb <\/span><strong><span style=\"color: #009988;\">PRACTICA<\/span><\/strong><span style=\"font-weight: 400;\"> con un experto en <\/span><strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/revision-modelo-negocio-lean-canvas\/\" target=\"_blank\" rel=\"noopener\">el pr\u00f3ximo webinar pr\u00e1ctico.<\/a><\/span><\/strong><\/li><li><span style=\"font-weight: 400;\">\ud83d\udd0e <\/span><span style=\"font-weight: 400;\"><strong><span style=\"color: #009988;\">CONSULTA<\/span><\/strong> m\u00e1s TIPs relacionadas <\/span><span style=\"font-weight: 400;\">con este mismo <\/span><a href=\"https:\/\/mentorday.es\/wikitips\/category\/desarrollo-del-negocio-estrategia\/\" target=\"_blank\" rel=\"noopener\"><strong>tema.<\/strong><\/a><\/li><li><span style=\"font-weight: 400;\">\ud83d\udcd6 <strong><span style=\"color: #009988;\">AMPLIA<\/span><\/strong> tus conocimientos descargando<strong><a href=\"https:\/\/mentorday.es\/ebook-internacionalizacion\/\" target=\"_blank\" rel=\"noopener\"> este EBOOK<\/a> y <a href=\"https:\/\/mentorday.es\/ebook\/crea-modelo-negocio-valida-ajusta-mercado\/\" target=\"_blank\" rel=\"noopener\">este EBOOK.<\/a><\/strong><\/span><\/li><\/ul><h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><b>PIENSA EN TI<\/b><\/span><\/h4><ul><li><span style=\"font-weight: 400;\">\u200d\ud83d\ude80 <span style=\"color: #009988;\"><strong>IMPULSA<\/strong><\/span> tu empresa en el pr\u00f3ximo<\/span> <strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/modelo-mentor-day\/\" target=\"_blank\" rel=\"noopener\">programa de aceleraci\u00f3n<\/a>,<\/span> <span style=\"color: #009988;\">\u00a1<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/inscripcion\/\" target=\"_blank\" rel=\"noopener\">reserva tu plaza ya<\/a>!.<\/span><\/strong><\/li><li><span style=\"font-weight: 400;\">\ud83e\udd41 <span style=\"color: #009988;\"><strong>PRACTICA<\/strong><\/span> con tu proyecto en este webinar pr\u00e1ctico, <span style=\"color: #009988;\"><strong>\u00a1<\/strong><\/span><\/span><span style=\"color: #009988;\"><strong><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/webinar\/\" target=\"_blank\" rel=\"noopener\">solicita tu plaza<\/a><\/strong><span style=\"font-weight: 400;\"><strong>!<\/strong>.<\/span><\/span><\/li><li><span style=\"font-weight: 400;\">\ud83c\udf10 <span style=\"color: #009988;\"><strong>CONTACTA<\/strong> <\/span>con otros emprendedores y empresas, <strong><span style=\"color: #009988;\">\u00a1<\/span><\/strong><\/span><strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/networkingonline-para-emprendedores\/\" target=\"_blank\" rel=\"noopener\">inscr\u00edbete<\/a> y participa en el pr\u00f3ximo Networking!.<\/span><\/strong><\/li><\/ul><h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><b>PIENSA EN AYUDAR A LOS DEM\u00c1S<\/b><\/span><\/h4><ul><li><span style=\"font-weight: 400;\">\ud83e\udd1d<span style=\"color: #009988;\"><strong>COLABORA<\/strong><\/span> como voluntario: <\/span><span style=\"color: #009988;\"><strong><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/experto-especialista\/\" target=\"_blank\" rel=\"noopener\">experto<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/programa-de-formacion-para-mentores\/\" target=\"_blank\" rel=\"noopener\"> mentor<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/mentor-invierte\/\" target=\"_blank\" rel=\"noopener\"> inversor<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/entregar-premio\/\" target=\"_blank\" rel=\"noopener\"> premiando<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/conviertete-influencer-mentor-day\/\" target=\"_blank\" rel=\"noopener\"> difundiendo<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/innovacion-abierta-para-tu-empresa\/\" target=\"_blank\" rel=\"noopener\"> retando<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/innovacion-abierta-para-tu-empresa\/\" target=\"_blank\" rel=\"noopener\"> innovando<\/a>,<a style=\"color: #009988;\" href=\"http:\/\/mentorday.es\/wikitips\/crea-tu-tip\/\" target=\"_blank\" rel=\"noopener\"> creando una TIP<\/a>\u2026<\/strong><\/span><\/li><li><span style=\"font-weight: 400;\">\ud83d\udcac<\/span> <span style=\"font-weight: 400;\"><span style=\"color: #009988;\"><strong>RECOMIENDA<\/strong><\/span> este programa para que llegue a m\u00e1s emprendedores<\/span><span style=\"font-weight: 400;\"> por Google.<\/span><\/li><li><strong>\ud83d\udc49 <a href=\"https:\/\/survey.zohopublic.com\/zs\/YECsd8\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #009988;\">\u00a1COMPARTE tu aprendizaje!.<\/span><\/a><\/strong><\/li><li style=\"text-align: left;\"><strong>\ud83d\udcf2 <span style=\"color: #009988;\">REENV\u00cdA<\/span><\/strong> esta TIP \ud83d\udc47<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financiaci\u00f3n directa ICO: impulsa grandes proyectos empresariales sostenibles con pr\u00e9stamos, avales y bonos adaptados a tus necesidades.<\/p>\n","protected":false},"author":6,"featured_media":103314,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1187],"tags":[1020,417],"class_list":["post-106339","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sostenibilidad","tag-financias","tag-wikitip"],"_links":{"self":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/106339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/comments?post=106339"}],"version-history":[{"count":0,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/106339\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media\/103314"}],"wp:attachment":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media?parent=106339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/categories?post=106339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/tags?post=106339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}