{"id":122244,"date":"2025-09-08T07:44:52","date_gmt":"2025-09-08T07:44:52","guid":{"rendered":"https:\/\/mentorday.es\/wikitips\/?p=122244"},"modified":"2025-12-02T13:37:19","modified_gmt":"2025-12-02T13:37:19","slug":"financiacion-ico-pymes-sucesion-ia","status":"publish","type":"post","link":"https:\/\/mentorday.es\/wikitips\/financiacion-ico-pymes-sucesion-ia\/","title":{"rendered":"C\u00f3mo acceder a la nueva financiaci\u00f3n ICO para pymes en sucesi\u00f3n o IA (l\u00ednea 2025)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"122244\" class=\"elementor elementor-122244\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c98dde5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c98dde5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1076a75a\" data-id=\"1076a75a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-423817e elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"423817e\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTabla de contenidos\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__423817e\" aria-expanded=\"true\" aria-label=\"Abrir la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__423817e\" aria-expanded=\"true\" aria-label=\"Cerrar la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__423817e\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-546fea5a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"546fea5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"915\" data-end=\"1021\">\u00bfTu pyme necesita relevo generacional o incorporar IA, pero no tienes acceso f\u00e1cil a la banca tradicional?<\/h3><p data-start=\"1061\" data-end=\"1568\">El <strong data-start=\"1064\" data-end=\"1102\">Instituto de Cr\u00e9dito Oficial (ICO)<\/strong> lanza en 2025 una nueva l\u00ednea de <strong data-start=\"1136\" data-end=\"1160\">financiaci\u00f3n directa<\/strong> por 1.000 millones de euros para apoyar a pymes con dificultades para obtener cr\u00e9dito. Est\u00e1 especialmente dirigida a empresas que afrontan un relevo generacional o que quieren <strong data-start=\"1337\" data-end=\"1387\">impulsar proyectos con inteligencia artificial<\/strong>, sin tener que pasar por el filtro bancario.<\/p><p data-start=\"1061\" data-end=\"1568\">En esta TIP te explicamos paso a paso c\u00f3mo aprovechar esta oportunidad para crecer, transformarte y asegurar el futuro de tu empresa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bcf3bb elementor-widget elementor-widget-text-editor\" data-id=\"9bcf3bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 data-start=\"2024\" data-end=\"2061\">\u00bfQu\u00e9 es y por qu\u00e9 es importante?<\/h4><p data-start=\"2063\" data-end=\"2148\">La nueva l\u00ednea de financiaci\u00f3n del ICO responde a dos retos urgentes de muchas pymes:<\/p><ol data-start=\"2149\" data-end=\"2261\"><li data-start=\"2149\" data-end=\"2198\"><p data-start=\"2152\" data-end=\"2198\">El relevo generacional en empresas familiares.<\/p><\/li><li data-start=\"2199\" data-end=\"2261\"><p data-start=\"2202\" data-end=\"2261\">La transformaci\u00f3n digital mediante inteligencia artificial.<\/p><\/li><\/ol><p data-start=\"2263\" data-end=\"2566\">Con hasta 1.000 millones de euros disponibles, el ICO vuelve a ofrecer financiaci\u00f3n <strong data-start=\"2347\" data-end=\"2389\">directa (sin intermediarios bancarios)<\/strong>, algo que no hac\u00eda desde hace m\u00e1s de una d\u00e9cada. Esta medida permitir\u00e1 cubrir inversiones en activos intangibles como formaci\u00f3n, consultor\u00eda, tecnolog\u00eda y procesos de sucesi\u00f3n.<\/p><h4 data-start=\"2568\" data-end=\"2594\">\u00bfA qui\u00e9n va dirigida?<\/h4><ul data-start=\"2596\" data-end=\"2822\"><li data-start=\"2596\" data-end=\"2647\"><p data-start=\"2598\" data-end=\"2647\">Pymes que no pueden acceder a cr\u00e9dito bancario.<\/p><\/li><li data-start=\"2648\" data-end=\"2695\"><p data-start=\"2650\" data-end=\"2695\">Empresas familiares en proceso de sucesi\u00f3n.<\/p><\/li><li data-start=\"2696\" data-end=\"2767\"><p data-start=\"2698\" data-end=\"2767\">Startups o pymes que quieran incorporar <strong data-start=\"2738\" data-end=\"2764\">IA u otras tecnolog\u00edas<\/strong>.<\/p><\/li><li data-start=\"2768\" data-end=\"2822\"><p data-start=\"2770\" data-end=\"2822\">Empresas con proyectos de expansi\u00f3n internacional.<\/p><\/li><\/ul><h4 data-start=\"2824\" data-end=\"2853\">Requisitos y condiciones<\/h4><ul data-start=\"2855\" data-end=\"3125\"><li data-start=\"2855\" data-end=\"2888\"><p data-start=\"2857\" data-end=\"2888\">Financiaci\u00f3n directa del ICO.<\/p><\/li><li data-start=\"2889\" data-end=\"2930\"><p data-start=\"2891\" data-end=\"2930\">Plazo de amortizaci\u00f3n: hasta 10 a\u00f1os.<\/p><\/li><li data-start=\"2931\" data-end=\"2969\"><p data-start=\"2933\" data-end=\"2969\">Periodo de carencia: hasta 3 a\u00f1os.<\/p><\/li><li data-start=\"2970\" data-end=\"3018\"><p data-start=\"2972\" data-end=\"3018\">Tipo de inter\u00e9s desde el 1,75% (fuente ICO).<\/p><\/li><li data-start=\"3019\" data-end=\"3080\"><p data-start=\"3021\" data-end=\"3080\">Hasta 500.000 \u20ac por empresa (en casos justificados, m\u00e1s).<\/p><\/li><li data-start=\"3081\" data-end=\"3125\"><p data-start=\"3083\" data-end=\"3125\">No se exige garant\u00eda bancaria tradicional.<\/p><\/li><\/ul><h4 data-start=\"3127\" data-end=\"3159\">C\u00f3mo presentar tu solicitud<\/h4><ol data-start=\"3161\" data-end=\"3531\"><li data-start=\"3161\" data-end=\"3198\"><p data-start=\"3164\" data-end=\"3198\">Entra en la web oficial del ICO.<\/p><\/li><li data-start=\"3199\" data-end=\"3263\"><p data-start=\"3202\" data-end=\"3263\">Localiza la secci\u00f3n \u201cfinanciaci\u00f3n directa para pymes 2025\u201d.<\/p><\/li><li data-start=\"3264\" data-end=\"3326\"><p data-start=\"3267\" data-end=\"3326\">Prepara un resumen ejecutivo de tu proyecto de inversi\u00f3n.<\/p><\/li><li data-start=\"3327\" data-end=\"3384\"><p data-start=\"3330\" data-end=\"3384\">Si aplicas para sucesi\u00f3n: incluye el plan de relevo.<\/p><\/li><li data-start=\"3385\" data-end=\"3454\"><p data-start=\"3388\" data-end=\"3454\">Si aplicas para IA: explica su aplicaci\u00f3n pr\u00e1ctica y beneficios.<\/p><\/li><li data-start=\"3455\" data-end=\"3493\"><p data-start=\"3458\" data-end=\"3493\">Adjunta documentaci\u00f3n solicitada.<\/p><\/li><li data-start=\"3494\" data-end=\"3531\"><p data-start=\"3497\" data-end=\"3531\">Espera resoluci\u00f3n y firma digital.<\/p><\/li><\/ol><h4 data-start=\"3533\" data-end=\"3553\">Errores comunes<\/h4><ul data-start=\"3555\" data-end=\"3748\"><li data-start=\"3555\" data-end=\"3622\"><p data-start=\"3557\" data-end=\"3622\">No justificar bien la dificultad de acceso a banca tradicional.<\/p><\/li><li data-start=\"3623\" data-end=\"3672\"><p data-start=\"3625\" data-end=\"3672\">No detallar el retorno esperado del proyecto.<\/p><\/li><li data-start=\"3673\" data-end=\"3748\"><p data-start=\"3675\" data-end=\"3748\">Confundir esta l\u00ednea con avales ICO (esto es <strong data-start=\"3720\" data-end=\"3744\">financiaci\u00f3n directa<\/strong>).<\/p><\/li><\/ul><h4 data-start=\"3750\" data-end=\"3782\">Reflexiones antes de actuar<\/h4><ul data-start=\"3784\" data-end=\"3950\"><li data-start=\"3784\" data-end=\"3840\"><p data-start=\"3786\" data-end=\"3840\">\u00bfTu empresa tiene clara su estrategia post-sucesi\u00f3n?<\/p><\/li><li data-start=\"3841\" data-end=\"3892\"><p data-start=\"3843\" data-end=\"3892\">\u00bfSabes qu\u00e9 \u00e1reas pueden ser potenciadas con IA?<\/p><\/li><li data-start=\"3893\" data-end=\"3950\"><p data-start=\"3895\" data-end=\"3950\">\u00bfQu\u00e9 impacto tendr\u00e1 el proyecto en tu competitividad?<\/p><\/li><\/ul><h4 data-start=\"3952\" data-end=\"3981\">C\u00f3mo usar IA en esta TIP<\/h4><p data-start=\"3983\" data-end=\"4020\">Puedes usar IA (como ChatGPT) para:<\/p><ul data-start=\"4021\" data-end=\"4208\"><li data-start=\"4021\" data-end=\"4057\"><p data-start=\"4023\" data-end=\"4057\">Redactar tu memoria de proyecto.<\/p><\/li><li data-start=\"4058\" data-end=\"4114\"><p data-start=\"4060\" data-end=\"4114\">Traducirlo al ingl\u00e9s si buscas internacionalizaci\u00f3n.<\/p><\/li><li data-start=\"4115\" data-end=\"4146\"><p data-start=\"4117\" data-end=\"4146\">Simular tu plan financiero.<\/p><\/li><li data-start=\"4147\" data-end=\"4208\"><p data-start=\"4149\" data-end=\"4208\">Automatizar partes del negocio (atenci\u00f3n, marketing, etc.).<\/p><\/li><\/ul><h4 data-start=\"4210\" data-end=\"4235\">Mini casos pr\u00e1cticos<\/h4><ul data-start=\"4237\" data-end=\"4466\"><li data-start=\"4237\" data-end=\"4365\"><p data-start=\"4239\" data-end=\"4365\">Una empresa familiar de 3\u00aa generaci\u00f3n en Valencia accede a 250.000\u20ac para formar a la nueva direcci\u00f3n y digitalizar procesos.<\/p><\/li><li data-start=\"4366\" data-end=\"4466\"><p data-start=\"4368\" data-end=\"4466\">Una startup en M\u00e1laga consigue 120.000\u20ac para desarrollar un sistema de atenci\u00f3n al cliente con IA.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b98c81 elementor-widget elementor-widget-text-editor\" data-id=\"1b98c81\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"\" style=\"text-align: center;\" data-start=\"5416\" data-end=\"5455\"><strong>\ud83d\udc69\u200d\ud83d\udcbc Caso de \u00e9xito mentorDay<\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b6ec94 elementor-widget elementor-widget-text-editor\" data-id=\"1b6ec94\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4489\" data-end=\"4673\"><strong data-start=\"4489\" data-end=\"4498\">Laura<\/strong>, fundadora de una empresa agroalimentaria familiar en La Rioja, se apunt\u00f3 al <strong><a href=\"https:\/\/mentorday.es\/programas\/modelo-mentorday\/\">programa de aceleraci\u00f3n de mentorDay<\/a><\/strong> cuando su padre anunci\u00f3 su jubilaci\u00f3n. En el programa:<\/p><ul data-start=\"4674\" data-end=\"4885\"><li data-start=\"4674\" data-end=\"4706\"><p data-start=\"4676\" data-end=\"4706\">Redact\u00f3 su plan de sucesi\u00f3n.<\/p><\/li><li data-start=\"4707\" data-end=\"4746\"><p data-start=\"4709\" data-end=\"4746\">Recibi\u00f3 asesor\u00eda jur\u00eddica y fiscal.<\/p><\/li><li data-start=\"4747\" data-end=\"4805\"><p data-start=\"4749\" data-end=\"4805\">Descubri\u00f3 esta l\u00ednea ICO gracias al equipo financiero.<\/p><\/li><li data-start=\"4806\" data-end=\"4885\"><p data-start=\"4808\" data-end=\"4885\">Prepar\u00f3 su solicitud con ayuda de su mentor y expertos del taller financiero.<\/p><\/li><\/ul><p data-start=\"4887\" data-end=\"5035\">Gracias a esta combinaci\u00f3n, consigui\u00f3 180.000 \u20ac que le permitieron digitalizar su trazabilidad, formar al nuevo equipo directivo y mantener empleos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a384dc7 elementor-widget elementor-widget-text-editor\" data-id=\"a384dc7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><strong>\u2753 FAQ (Preguntas frecuentes)<\/strong><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-c92db8e e-flex e-con-boxed e-con e-parent\" data-id=\"c92db8e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d931955 elementor-widget elementor-widget-n-accordion\" data-id=\"d931955\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2270\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2270\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo combinar esta ayuda con otras subvenciones? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2270\" class=\"elementor-element elementor-element-4b32285 e-con-full e-flex e-con e-child\" data-id=\"4b32285\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a918ac7 elementor-widget elementor-widget-text-editor\" data-id=\"a918ac7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>S\u00ed, siempre que no se financie el mismo gasto.<\/li><\/ul><p data-start=\"4993\" data-end=\"5079\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2271\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2271\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfNecesito aval bancario? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2271\" class=\"elementor-element elementor-element-53af336 e-con-full e-flex e-con e-child\" data-id=\"53af336\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aec28ca elementor-widget elementor-widget-text-editor\" data-id=\"aec28ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>No. Es financiaci\u00f3n directa.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2272\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2272\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 tipo de proyectos con IA son elegibles? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2272\" class=\"elementor-element elementor-element-08c46de e-con-full e-flex e-con e-child\" data-id=\"08c46de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-247b2d0 elementor-widget elementor-widget-text-editor\" data-id=\"247b2d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Cualquiera que aumente la productividad, eficiencia o competitividad.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2273\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2273\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfDebo tener la empresa ya constituida? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2273\" class=\"elementor-element elementor-element-7e246ea e-flex e-con-boxed e-con e-child\" data-id=\"7e246ea\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b96a06 elementor-widget elementor-widget-text-editor\" data-id=\"6b96a06\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>S\u00ed, esta l\u00ednea no aplica a proyectos en idea o pre-semilla.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2274\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2274\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfD\u00f3nde puedo asesorarme? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2274\" class=\"elementor-element elementor-element-c277a7a e-flex e-con-boxed e-con e-child\" data-id=\"c277a7a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ccdc9a elementor-widget elementor-widget-text-editor\" data-id=\"7ccdc9a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"5976\" data-end=\"6080\">En mentorDay puedes preparar tu solicitud con ayuda de mentores expertos.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17cd79a e-flex e-con-boxed e-con e-parent\" data-id=\"17cd79a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6128b20 elementor-widget elementor-widget-text-editor\" data-id=\"6128b20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\">\ud83c\udfaf \u00bfQuieres que te ayudemos?<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-608a017 e-flex e-con-boxed e-con e-parent\" data-id=\"608a017\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11bac78 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"11bac78\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mentorday.es\/inscripcion\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 \u00a1Inscr\u00edbete gratis en nuestro programa de aceleraci\u00f3n!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8340b30 elementor-widget elementor-widget-text-editor\" data-id=\"8340b30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><strong>APLICA ESTE TIP EN TU PROYECTO<\/strong><\/span><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f4952d e-flex e-con-boxed e-con e-parent\" data-id=\"8f4952d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e88adf elementor-widget elementor-widget-text-editor\" data-id=\"6e88adf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">\ud83d\udcbb <\/span><strong><span style=\"color: #009988;\">PRACTICA<\/span><\/strong><span style=\"font-weight: 400;\"> con un experto en <\/span><strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/revision-modelo-negocio-lean-canvas\/\" target=\"_blank\" rel=\"noopener\">el pr\u00f3ximo webinar pr\u00e1ctico.<\/a><\/span><\/strong><\/li><li><span style=\"font-weight: 400;\">\ud83d\udd0e <\/span><span style=\"font-weight: 400;\"><strong><span style=\"color: #009988;\">CONSULTA<\/span><\/strong> m\u00e1s TIPs relacionadas <\/span><span style=\"font-weight: 400;\">con este mismo <\/span><a href=\"https:\/\/mentorday.es\/wikitips\/category\/desarrollo-del-negocio-estrategia\/\" target=\"_blank\" rel=\"noopener\"><strong>tema.<\/strong><\/a><\/li><li><span style=\"font-weight: 400;\">\ud83d\udcd6 <strong><span style=\"color: #009988;\">AMPLIA<\/span><\/strong> tus conocimientos descargando<strong><a href=\"https:\/\/mentorday.es\/ebook-internacionalizacion\/\" target=\"_blank\" rel=\"noopener\"> este EBOOK<\/a> y <a href=\"https:\/\/mentorday.es\/ebook\/crea-modelo-negocio-valida-ajusta-mercado\/\" target=\"_blank\" rel=\"noopener\">este EBOOK.<\/a><\/strong><\/span><\/li><\/ul><h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><b>PIENSA EN TI<\/b><\/span><\/h4><ul><li><span style=\"font-weight: 400;\">\u200d\ud83d\ude80 <span style=\"color: #009988;\"><strong>IMPULSA<\/strong><\/span> tu empresa en el pr\u00f3ximo<\/span> <strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/modelo-mentor-day\/\" target=\"_blank\" rel=\"noopener\">programa de aceleraci\u00f3n<\/a>,<\/span> <span style=\"color: #009988;\">\u00a1<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/inscripcion\/\" target=\"_blank\" rel=\"noopener\">reserva tu plaza ya<\/a>!.<\/span><\/strong><\/li><li><span style=\"font-weight: 400;\">\ud83e\udd41 <span style=\"color: #009988;\"><strong>PRACTICA<\/strong><\/span> con tu proyecto en este webinar pr\u00e1ctico, <span style=\"color: #009988;\"><strong>\u00a1<\/strong><\/span><\/span><span style=\"color: #009988;\"><strong><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/webinar\/\" target=\"_blank\" rel=\"noopener\">solicita tu plaza<\/a><\/strong><span style=\"font-weight: 400;\"><strong>!<\/strong>.<\/span><\/span><\/li><li><span style=\"font-weight: 400;\">\ud83c\udf10 <span style=\"color: #009988;\"><strong>CONTACTA<\/strong> <\/span>con otros emprendedores y empresas, <strong><span style=\"color: #009988;\">\u00a1<\/span><\/strong><\/span><strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/networkingonline-para-emprendedores\/\" target=\"_blank\" rel=\"noopener\">inscr\u00edbete<\/a> y participa en el pr\u00f3ximo Networking!.<\/span><\/strong><\/li><\/ul><h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><b>PIENSA EN AYUDAR A LOS DEM\u00c1S<\/b><\/span><\/h4><ul><li><span style=\"font-weight: 400;\">\ud83e\udd1d<span style=\"color: #009988;\"><strong>COLABORA<\/strong><\/span> como voluntario: <\/span><span style=\"color: #009988;\"><strong><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/experto-especialista\/\" target=\"_blank\" rel=\"noopener\">experto<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/programa-de-formacion-para-mentores\/\" target=\"_blank\" rel=\"noopener\"> mentor<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/mentor-invierte\/\" target=\"_blank\" rel=\"noopener\"> inversor<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/entregar-premio\/\" target=\"_blank\" rel=\"noopener\"> premiando<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/conviertete-influencer-mentor-day\/\" target=\"_blank\" rel=\"noopener\"> difundiendo<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/innovacion-abierta-para-tu-empresa\/\" target=\"_blank\" rel=\"noopener\"> retando<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/innovacion-abierta-para-tu-empresa\/\" target=\"_blank\" rel=\"noopener\"> innovando<\/a>,<a style=\"color: #009988;\" href=\"http:\/\/mentorday.es\/wikitips\/crea-tu-tip\/\" target=\"_blank\" rel=\"noopener\"> creando una TIP<\/a>\u2026<\/strong><\/span><\/li><li><span style=\"font-weight: 400;\">\ud83d\udcac<\/span> <span style=\"font-weight: 400;\"><span style=\"color: #009988;\"><strong>RECOMIENDA<\/strong><\/span> este programa para que llegue a m\u00e1s emprendedores<\/span><span style=\"font-weight: 400;\"> por Google.<\/span><\/li><li><strong>\ud83d\udc49 <a href=\"https:\/\/survey.zohopublic.com\/zs\/YECsd8\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #009988;\">\u00a1COMPARTE tu aprendizaje!.<\/span><\/a><\/strong><\/li><li style=\"text-align: left;\"><strong>\ud83d\udcf2 <span style=\"color: #009988;\">REENV\u00cdA<\/span><\/strong> esta TIP \ud83d\udc47<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>El ICO lanza financiaci\u00f3n directa para pymes en sucesi\u00f3n familiar o con proyectos de inteligencia artificial. Descubre c\u00f3mo acceder.<\/p>\n","protected":false},"author":6,"featured_media":121020,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1218],"tags":[1020,417],"class_list":["post-122244","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ayudas-y-subvenciones","tag-financias","tag-wikitip"],"_links":{"self":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/122244","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/comments?post=122244"}],"version-history":[{"count":1,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/122244\/revisions"}],"predecessor-version":[{"id":130673,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/122244\/revisions\/130673"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media\/121020"}],"wp:attachment":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media?parent=122244"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/categories?post=122244"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/tags?post=122244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}