{"id":123085,"date":"2025-09-29T09:57:54","date_gmt":"2025-09-29T09:57:54","guid":{"rendered":"https:\/\/mentorday.es\/wikitips\/?p=123085"},"modified":"2025-10-06T14:20:02","modified_gmt":"2025-10-06T14:20:02","slug":"financiacion-bonificada-ivf-para-inversiones-pymes","status":"publish","type":"post","link":"https:\/\/mentorday.es\/wikitips\/financiacion-bonificada-ivf-para-inversiones-pymes\/","title":{"rendered":"Financiaci\u00f3n bonificada del IVF para inversiones en tu empresa"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"123085\" class=\"elementor elementor-123085\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c98dde5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c98dde5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1076a75a\" data-id=\"1076a75a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-423817e elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"423817e\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTabla de contenidos\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__423817e\" aria-expanded=\"true\" aria-label=\"Abrir la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__423817e\" aria-expanded=\"true\" aria-label=\"Cerrar la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__423817e\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-546fea5a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"546fea5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1056\" data-end=\"1167\">\u00bfSab\u00edas que puedes financiar tu proyecto empresarial con hasta 2 millones de euros al 2% fijo y sin comisiones?<\/h3><p data-start=\"1207\" data-end=\"1625\">El Institut Valenci\u00e0 de Finances (IVF) lanza una <strong data-start=\"1256\" data-end=\"1295\">nueva l\u00ednea de cr\u00e9ditos bonificados<\/strong> para que las pymes de la Comunitat Valenciana puedan financiar sus inversiones en condiciones excepcionales. Con tipos de inter\u00e9s del 2% fijo, sin comisiones y con hasta tres a\u00f1os de carencia, esta TIP te ayudar\u00e1 a aprovechar esta oportunidad para modernizar, crecer y consolidar tu empresa con ahorro real en costes financieros.<\/p><blockquote data-start=\"1627\" data-end=\"1722\"><p data-start=\"1629\" data-end=\"1722\">\u201cQuien no invierte en su empresa, invierte en su fracaso. Hazlo con inteligencia financiera.\u201d<\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bcf3bb elementor-widget elementor-widget-text-editor\" data-id=\"9bcf3bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 data-start=\"2177\" data-end=\"2228\">\ud83d\udca1 \u00bfQu\u00e9 es la financiaci\u00f3n bonificada del IVF?<\/h4><p data-start=\"2230\" data-end=\"2486\">El Institut Valenci\u00e0 de Finances ha puesto en marcha una l\u00ednea de <strong data-start=\"2296\" data-end=\"2334\">cr\u00e9ditos con condiciones mejoradas<\/strong>, pensada para <strong data-start=\"2349\" data-end=\"2396\">impulsar proyectos de inversi\u00f3n empresarial<\/strong> en la Comunidad Valenciana. La l\u00ednea est\u00e1 activa y las solicitudes ya pueden presentarse.<\/p><h4 data-start=\"2493\" data-end=\"2522\">\ud83d\udc65 \u00bfQui\u00e9n puede acceder?<\/h4><ul data-start=\"2524\" data-end=\"2743\"><li data-start=\"2524\" data-end=\"2572\"><p data-start=\"2526\" data-end=\"2572\"><strong data-start=\"2526\" data-end=\"2535\">Pymes<\/strong> con sede en la Comunitat Valenciana.<\/p><\/li><li data-start=\"2573\" data-end=\"2619\"><p data-start=\"2575\" data-end=\"2619\">Empresas con proyectos s\u00f3lidos de inversi\u00f3n.<\/p><\/li><li data-start=\"2620\" data-end=\"2668\"><p data-start=\"2622\" data-end=\"2668\">No se requiere aval personal (seg\u00fan proyecto).<\/p><\/li><li data-start=\"2669\" data-end=\"2743\"><p data-start=\"2671\" data-end=\"2743\">Tambi\u00e9n pueden aplicar aut\u00f3nomos con estructura empresarial consolidada.<\/p><\/li><\/ul><h4 data-start=\"2750\" data-end=\"2795\">\ud83c\udfd7\ufe0f \u00bfQu\u00e9 tipo de proyectos se financian?<\/h4><p data-start=\"2797\" data-end=\"2853\">Se apoya cualquier <strong data-start=\"2816\" data-end=\"2840\">inversi\u00f3n productiva<\/strong> orientada a:<\/p><ul data-start=\"2855\" data-end=\"3025\"><li data-start=\"2855\" data-end=\"2895\"><p data-start=\"2857\" data-end=\"2895\">Creaci\u00f3n o ampliaci\u00f3n de instalaciones<\/p><\/li><li data-start=\"2896\" data-end=\"2936\"><p data-start=\"2898\" data-end=\"2936\">Adquisici\u00f3n de maquinaria o tecnolog\u00eda<\/p><\/li><li data-start=\"2937\" data-end=\"2964\"><p data-start=\"2939\" data-end=\"2964\">Modernizaci\u00f3n de procesos<\/p><\/li><li data-start=\"2965\" data-end=\"2987\"><p data-start=\"2967\" data-end=\"2987\">Internacionalizaci\u00f3n<\/p><\/li><li data-start=\"2988\" data-end=\"3025\"><p data-start=\"2990\" data-end=\"3025\">Transformaci\u00f3n digital o energ\u00e9tica<\/p><\/li><\/ul><h4 data-start=\"3032\" data-end=\"3064\">\ud83d\udcc4 Condiciones del pr\u00e9stamo<\/h4><ul data-start=\"3066\" data-end=\"3330\"><li data-start=\"3066\" data-end=\"3109\"><p data-start=\"3068\" data-end=\"3109\"><strong data-start=\"3068\" data-end=\"3080\">Importe:<\/strong> de 200.000\u20ac hasta 2.000.000\u20ac<\/p><\/li><li data-start=\"3110\" data-end=\"3141\"><p data-start=\"3112\" data-end=\"3141\"><strong data-start=\"3112\" data-end=\"3137\">Tipo de inter\u00e9s fijo:<\/strong> 2 %<\/p><\/li><li data-start=\"3142\" data-end=\"3168\"><p data-start=\"3144\" data-end=\"3168\"><strong data-start=\"3144\" data-end=\"3154\">Plazo:<\/strong> hasta 10 a\u00f1os<\/p><\/li><li data-start=\"3169\" data-end=\"3197\"><p data-start=\"3171\" data-end=\"3197\"><strong data-start=\"3171\" data-end=\"3184\">Carencia:<\/strong> hasta 3 a\u00f1os<\/p><\/li><li data-start=\"3198\" data-end=\"3260\"><p data-start=\"3200\" data-end=\"3260\"><strong data-start=\"3200\" data-end=\"3218\">Sin comisiones<\/strong>: ni de apertura ni cancelaci\u00f3n anticipada<\/p><\/li><li data-start=\"3261\" data-end=\"3330\"><p data-start=\"3263\" data-end=\"3330\"><strong data-start=\"3263\" data-end=\"3283\">Ahorro estimado:<\/strong> hasta 170.000 \u20ac en un pr\u00e9stamo de 1M\u20ac a 7 a\u00f1os<\/p><\/li><\/ul><h4 data-start=\"3337\" data-end=\"3361\">\ud83d\udcca Ejemplo pr\u00e1ctico<\/h4><p data-start=\"3363\" data-end=\"3659\">\ud83d\udccc Una pyme industrial solicita 1.000.000 \u20ac para modernizar su planta de producci\u00f3n. Con un inter\u00e9s comercial est\u00e1ndar del 5%, pagar\u00eda unos 285.000 \u20ac en intereses.<br data-start=\"3526\" data-end=\"3529\" \/>\ud83d\udc49 Con la <strong data-start=\"3539\" data-end=\"3573\">l\u00ednea bonificada del IVF al 2%<\/strong>, pagar\u00e1 solo unos 115.000 \u20ac.<br data-start=\"3602\" data-end=\"3605\" \/>\u2705 <strong data-start=\"3607\" data-end=\"3659\">Ahorro directo en costes financieros: 170.000 \u20ac.<\/strong><\/p><h4 data-start=\"3666\" data-end=\"3713\">\ud83d\udccb C\u00f3mo presentar la solicitud paso a paso<\/h4><ol data-start=\"3715\" data-end=\"4077\"><li data-start=\"3715\" data-end=\"3803\"><p data-start=\"3718\" data-end=\"3803\">Accede a la <strong data-start=\"3730\" data-end=\"3802\"><a class=\"decorated-link cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"3732\" data-end=\"3800\">Sede Electr\u00f3nica del IVF<\/a><\/strong>.<\/p><\/li><li data-start=\"3804\" data-end=\"3888\"><p data-start=\"3807\" data-end=\"3888\">Revisa las bases publicadas en el <strong data-start=\"3841\" data-end=\"3887\">Diari Oficial de la Generalitat Valenciana<\/strong>.<\/p><\/li><li data-start=\"3889\" data-end=\"4020\"><p data-start=\"3892\" data-end=\"3917\">Prepara la documentaci\u00f3n:<\/p><ul data-start=\"3921\" data-end=\"4020\"><li data-start=\"3921\" data-end=\"3954\"><p data-start=\"3923\" data-end=\"3954\">Proyecto de inversi\u00f3n detallado<\/p><\/li><li data-start=\"3958\" data-end=\"3978\"><p data-start=\"3960\" data-end=\"3978\">Plan de viabilidad<\/p><\/li><li data-start=\"3982\" data-end=\"3995\"><p data-start=\"3984\" data-end=\"3995\">Presupuesto<\/p><\/li><li data-start=\"3999\" data-end=\"4020\"><p data-start=\"4001\" data-end=\"4020\">Estados financieros<\/p><\/li><\/ul><\/li><li data-start=\"4021\" data-end=\"4077\"><p data-start=\"4024\" data-end=\"4077\">Presenta la solicitud online con certificado digital.<\/p><\/li><\/ol><h4 data-start=\"4084\" data-end=\"4116\">\u26a0\ufe0f Errores comunes a evitar<\/h4><ul data-start=\"4118\" data-end=\"4301\"><li data-start=\"4118\" data-end=\"4162\"><p data-start=\"4120\" data-end=\"4162\">Presentar memorias poco claras o gen\u00e9ricas<\/p><\/li><li data-start=\"4163\" data-end=\"4212\"><p data-start=\"4165\" data-end=\"4212\">No justificar el impacto econ\u00f3mico del proyecto<\/p><\/li><li data-start=\"4213\" data-end=\"4256\"><p data-start=\"4215\" data-end=\"4256\">No tener la documentaci\u00f3n contable al d\u00eda<\/p><\/li><li data-start=\"4257\" data-end=\"4301\"><p data-start=\"4259\" data-end=\"4301\">No solicitar asesoramiento antes de enviar<\/p><\/li><\/ul><h4 data-start=\"4308\" data-end=\"4364\">\ud83e\udde0 C\u00f3mo usar la Inteligencia Artificial en esta TIP<\/h4><p data-start=\"4366\" data-end=\"4405\">Puedes utilizar IA (como ChatGPT) para:<\/p><ul data-start=\"4407\" data-end=\"4600\"><li data-start=\"4407\" data-end=\"4454\"><p data-start=\"4409\" data-end=\"4454\">Redactar un <strong data-start=\"4421\" data-end=\"4454\">plan de inversi\u00f3n convincente<\/strong><\/p><\/li><li data-start=\"4455\" data-end=\"4501\"><p data-start=\"4457\" data-end=\"4501\">Generar un <strong data-start=\"4468\" data-end=\"4501\">resumen ejecutivo profesional<\/strong><\/p><\/li><li data-start=\"4502\" data-end=\"4544\"><p data-start=\"4504\" data-end=\"4544\">Simular distintos escenarios financieros<\/p><\/li><li data-start=\"4545\" data-end=\"4600\"><p data-start=\"4547\" data-end=\"4600\">Traducir tu proyecto a lenguaje t\u00e9cnico y convincente<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b98c81 elementor-widget elementor-widget-text-editor\" data-id=\"1b98c81\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"\" style=\"text-align: center;\" data-start=\"5416\" data-end=\"5455\"><strong>\ud83d\udc69\u200d\ud83d\udcbc Caso de \u00e9xito mentorDay<\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b6ec94 elementor-widget elementor-widget-text-editor\" data-id=\"1b6ec94\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c1ngela es fundadora de una empresa de packaging ecol\u00f3gico en Castell\u00f3n. Quiere automatizar su planta para escalar producci\u00f3n. Se entera de los cr\u00e9ditos del IVF, pero no sabe c\u00f3mo presentar su proyecto. Se apunta al <strong><a href=\"https:\/\/mentorday.es\/programas\/modelo-mentorday\/\">programa de<\/a> mentorDay,<\/strong> donde trabaja con mentores, completa los entregables, afina su plan financiero y presenta la solicitud. El cr\u00e9dito le es concedido y con \u00e9l multiplica su capacidad, reduce costes y abre un nuevo canal en el extranjero.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a384dc7 elementor-widget elementor-widget-text-editor\" data-id=\"a384dc7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><strong>\u2753 FAQ (Preguntas frecuentes)<\/strong><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-c92db8e e-flex e-con-boxed e-con e-parent\" data-id=\"c92db8e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d931955 elementor-widget elementor-widget-n-accordion\" data-id=\"d931955\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2270\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2270\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEs compatible con otras ayudas o pr\u00e9stamos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2270\" class=\"elementor-element elementor-element-4b32285 e-con-full e-flex e-con e-child\" data-id=\"4b32285\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a918ac7 elementor-widget elementor-widget-text-editor\" data-id=\"a918ac7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>S\u00ed, salvo que se indique lo contrario en otras bases.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2271\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2271\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfDebo devolver el pr\u00e9stamo si no me va bien el negocio? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2271\" class=\"elementor-element elementor-element-53af336 e-con-full e-flex e-con e-child\" data-id=\"53af336\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aec28ca elementor-widget elementor-widget-text-editor\" data-id=\"aec28ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>S\u00ed, es un pr\u00e9stamo, no una subvenci\u00f3n.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2272\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2272\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfSe requiere aval personal? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2272\" class=\"elementor-element elementor-element-08c46de e-con-full e-flex e-con e-child\" data-id=\"08c46de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-247b2d0 elementor-widget elementor-widget-text-editor\" data-id=\"247b2d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>No siempre, depende del proyecto y nivel de riesgo.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2273\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2273\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo presentarme si ya lanc\u00e9 el producto? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2273\" class=\"elementor-element elementor-element-4d30815 e-con-full e-flex e-con e-child\" data-id=\"4d30815\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d38b15f elementor-widget elementor-widget-text-editor\" data-id=\"d38b15f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>No, es para inversi\u00f3n productiva (no gasto operativo).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2274\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2274\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1nto tardan en responder? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2274\" class=\"elementor-element elementor-element-4c33cd0 e-con-full e-flex e-con e-child\" data-id=\"4c33cd0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1e6432 elementor-widget elementor-widget-text-editor\" data-id=\"c1e6432\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"5989\" data-end=\"6115\">Var\u00eda seg\u00fan la carga de trabajo, pero el proceso es \u00e1gil si la documentaci\u00f3n est\u00e1 correcta.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17cd79a e-flex e-con-boxed e-con e-parent\" data-id=\"17cd79a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6128b20 elementor-widget elementor-widget-text-editor\" data-id=\"6128b20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\">\ud83c\udfaf \u00bfQuieres que te ayudemos?<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-608a017 e-flex e-con-boxed e-con e-parent\" data-id=\"608a017\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11bac78 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"11bac78\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mentorday.es\/inscripcion\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 \u00a1Inscr\u00edbete gratis en nuestro programa de aceleraci\u00f3n!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8340b30 elementor-widget elementor-widget-text-editor\" data-id=\"8340b30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><strong>APLICA ESTE TIP EN TU PROYECTO<\/strong><\/span><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f4952d e-flex e-con-boxed e-con e-parent\" data-id=\"8f4952d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e88adf elementor-widget elementor-widget-text-editor\" data-id=\"6e88adf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">\ud83d\udcbb <\/span><strong><span style=\"color: #009988;\">PRACTICA<\/span><\/strong><span style=\"font-weight: 400;\"> con un experto en <\/span><strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/revision-modelo-negocio-lean-canvas\/\" target=\"_blank\" rel=\"noopener\">el pr\u00f3ximo webinar pr\u00e1ctico.<\/a><\/span><\/strong><\/li><li><span style=\"font-weight: 400;\">\ud83d\udd0e <\/span><span style=\"font-weight: 400;\"><strong><span style=\"color: #009988;\">CONSULTA<\/span><\/strong> m\u00e1s TIPs relacionadas <\/span><span style=\"font-weight: 400;\">con este mismo <\/span><a href=\"https:\/\/mentorday.es\/wikitips\/category\/desarrollo-del-negocio-estrategia\/\" target=\"_blank\" rel=\"noopener\"><strong>tema.<\/strong><\/a><\/li><li><span style=\"font-weight: 400;\">\ud83d\udcd6 <strong><span style=\"color: #009988;\">AMPLIA<\/span><\/strong> tus conocimientos descargando<strong><a href=\"https:\/\/mentorday.es\/ebook-internacionalizacion\/\" target=\"_blank\" rel=\"noopener\"> este EBOOK<\/a> y <a href=\"https:\/\/mentorday.es\/ebook\/crea-modelo-negocio-valida-ajusta-mercado\/\" target=\"_blank\" rel=\"noopener\">este EBOOK.<\/a><\/strong><\/span><\/li><\/ul><h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><b>PIENSA EN TI<\/b><\/span><\/h4><ul><li><span style=\"font-weight: 400;\">\u200d\ud83d\ude80 <span style=\"color: #009988;\"><strong>IMPULSA<\/strong><\/span> tu empresa en el pr\u00f3ximo<\/span> <strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/modelo-mentor-day\/\" target=\"_blank\" rel=\"noopener\">programa de aceleraci\u00f3n<\/a>,<\/span> <span style=\"color: #009988;\">\u00a1<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/inscripcion\/\" target=\"_blank\" rel=\"noopener\">reserva tu plaza ya<\/a>!.<\/span><\/strong><\/li><li><span style=\"font-weight: 400;\">\ud83e\udd41 <span style=\"color: #009988;\"><strong>PRACTICA<\/strong><\/span> con tu proyecto en este webinar pr\u00e1ctico, <span style=\"color: #009988;\"><strong>\u00a1<\/strong><\/span><\/span><span style=\"color: #009988;\"><strong><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/webinar\/\" target=\"_blank\" rel=\"noopener\">solicita tu plaza<\/a><\/strong><span style=\"font-weight: 400;\"><strong>!<\/strong>.<\/span><\/span><\/li><li><span style=\"font-weight: 400;\">\ud83c\udf10 <span style=\"color: #009988;\"><strong>CONTACTA<\/strong> <\/span>con otros emprendedores y empresas, <strong><span style=\"color: #009988;\">\u00a1<\/span><\/strong><\/span><strong><span style=\"color: #009988;\"><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/networkingonline-para-emprendedores\/\" target=\"_blank\" rel=\"noopener\">inscr\u00edbete<\/a> y participa en el pr\u00f3ximo Networking!.<\/span><\/strong><\/li><\/ul><h4 style=\"text-align: center;\"><span style=\"color: #e94c81;\"><b>PIENSA EN AYUDAR A LOS DEM\u00c1S<\/b><\/span><\/h4><ul><li><span style=\"font-weight: 400;\">\ud83e\udd1d<span style=\"color: #009988;\"><strong>COLABORA<\/strong><\/span> como voluntario: <\/span><span style=\"color: #009988;\"><strong><a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/experto-especialista\/\" target=\"_blank\" rel=\"noopener\">experto<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/programa-de-formacion-para-mentores\/\" target=\"_blank\" rel=\"noopener\"> mentor<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/mentor-invierte\/\" target=\"_blank\" rel=\"noopener\"> inversor<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/entregar-premio\/\" target=\"_blank\" rel=\"noopener\"> premiando<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/conviertete-influencer-mentor-day\/\" target=\"_blank\" rel=\"noopener\"> difundiendo<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/innovacion-abierta-para-tu-empresa\/\" target=\"_blank\" rel=\"noopener\"> retando<\/a>,<a style=\"color: #009988;\" href=\"https:\/\/mentorday.es\/innovacion-abierta-para-tu-empresa\/\" target=\"_blank\" rel=\"noopener\"> innovando<\/a>,<a style=\"color: #009988;\" href=\"http:\/\/mentorday.es\/wikitips\/crea-tu-tip\/\" target=\"_blank\" rel=\"noopener\"> creando una TIP<\/a>\u2026<\/strong><\/span><\/li><li><span style=\"font-weight: 400;\">\ud83d\udcac<\/span> <span style=\"font-weight: 400;\"><span style=\"color: #009988;\"><strong>RECOMIENDA<\/strong><\/span> este programa para que llegue a m\u00e1s emprendedores<\/span><span style=\"font-weight: 400;\"> por Google.<\/span><\/li><li><strong>\ud83d\udc49 <a href=\"https:\/\/survey.zohopublic.com\/zs\/YECsd8\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #009988;\">\u00a1COMPARTE tu aprendizaje!.<\/span><\/a><\/strong><\/li><li style=\"text-align: left;\"><strong>\ud83d\udcf2 <span style=\"color: #009988;\">REENV\u00cdA<\/span><\/strong> esta TIP \ud83d\udc47<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financia la inversi\u00f3n de tu empresa en la Comunitat Valenciana con los nuevos cr\u00e9ditos IVF: hasta 2M\u20ac al 2% fijo sin comisiones.<\/p>\n","protected":false},"author":6,"featured_media":121537,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1218],"tags":[1020,417],"class_list":["post-123085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ayudas-y-subvenciones","tag-financias","tag-wikitip"],"_links":{"self":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/123085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/comments?post=123085"}],"version-history":[{"count":0,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/123085\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media\/121537"}],"wp:attachment":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media?parent=123085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/categories?post=123085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/tags?post=123085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}