{"id":123480,"date":"2025-10-06T07:48:40","date_gmt":"2025-10-06T07:48:40","guid":{"rendered":"https:\/\/mentorday.es\/wikitips\/?p=123480"},"modified":"2025-10-20T11:39:43","modified_gmt":"2025-10-20T11:39:43","slug":"financia-tu-empresa-con-prestamos-senior-y-fondos-de-deuda-privada","status":"publish","type":"post","link":"https:\/\/mentorday.es\/wikitips\/financia-tu-empresa-con-prestamos-senior-y-fondos-de-deuda-privada\/","title":{"rendered":"Financia tu empresa con pr\u00e9stamos senior y fondos de deuda privada"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"123480\" class=\"elementor elementor-123480\" data-elementor-post-type=\"post\">\n\t\t\t\t\n\n\n\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c98dde5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c98dde5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1076a75a\" data-id=\"1076a75a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-423817e elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"423817e\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTabla de contenidos\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__423817e\" aria-expanded=\"true\" aria-label=\"Abrir la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__423817e\" aria-expanded=\"true\" aria-label=\"Cerrar la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__423817e\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-546fea5a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"546fea5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1194\" data-end=\"1283\">\u00bfBuscar\u00edas una forma de financiar tu empresa sin ceder capital ni depender de los bancos?<\/h3><p data-start=\"1323\" data-end=\"1822\">Los pr\u00e9stamos s\u00e9nior con garant\u00edas, ofrecidos por fondos de inversi\u00f3n como Alma V, se est\u00e1n convirtiendo en una v\u00eda clave para financiar empresas s\u00f3lidas sin diluir su propiedad. Si tienes una empresa en crecimiento con ingresos recurrentes, podr\u00edas acceder a estos fondos sin necesidad de ceder acciones, ni sufrir las condiciones estrictas de la banca tradicional. En esta TIP descubrir\u00e1s c\u00f3mo funcionan, qui\u00e9n puede acceder y c\u00f3mo preparar tu empresa para esta opci\u00f3n de financiaci\u00f3n alternativa.<\/p><blockquote><p data-start=\"1826\" data-end=\"1905\">\ud83d\udca1 \u201cQuien no conoce sus opciones, cree que solo existe el banco o el inversor.\u201d<\/p><\/blockquote><div contenteditable=\"false\">\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bcf3bb elementor-widget elementor-widget-text-editor\" data-id=\"9bcf3bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 data-start=\"2267\" data-end=\"2304\">\u2705 \u00bfQu\u00e9 son los pr\u00e9stamos s\u00e9nior?<\/h4><p data-start=\"2306\" data-end=\"2541\">Son pr\u00e9stamos que ocupan la <strong data-start=\"2334\" data-end=\"2363\">prioridad m\u00e1xima de cobro<\/strong> en caso de impago o liquidaci\u00f3n de la empresa. Tienen <strong data-start=\"2418\" data-end=\"2438\">garant\u00edas reales<\/strong> (activo, ingresos, contratos, etc.) y condiciones estructuradas para reducir el riesgo del inversor.<\/p><p data-start=\"2543\" data-end=\"2677\">Los fondos como <strong data-start=\"2559\" data-end=\"2569\">Alma V<\/strong> invierten en este tipo de deuda para empresas ya en funcionamiento, con cierta trayectoria y flujo de caja.<\/p><h4 data-start=\"2684\" data-end=\"2725\">\u2705 \u00bfQu\u00e9 es un fondo de deuda privada?<\/h4><p data-start=\"2727\" data-end=\"2971\">Es una entidad que gestiona el capital de inversores institucionales para prestarlo a empresas mediante cr\u00e9ditos estructurados, sin pasar por los bancos. No buscan acciones ni participaci\u00f3n en el capital, solo retorno con intereses y garant\u00edas.<\/p><h4 data-start=\"2978\" data-end=\"3009\">\u2705 Ventajas para tu empresa<\/h4><ul data-start=\"3011\" data-end=\"3338\"><li data-start=\"3011\" data-end=\"3078\"><p data-start=\"3013\" data-end=\"3078\"><strong data-start=\"3013\" data-end=\"3037\">No diluye tu capital<\/strong>: no entregas acciones ni participaciones<\/p><\/li><li data-start=\"3079\" data-end=\"3128\"><p data-start=\"3081\" data-end=\"3128\"><strong data-start=\"3081\" data-end=\"3103\">Mayor flexibilidad<\/strong> que un banco tradicional<\/p><\/li><li data-start=\"3129\" data-end=\"3194\"><p data-start=\"3131\" data-end=\"3194\"><strong data-start=\"3131\" data-end=\"3168\">Financiaci\u00f3n r\u00e1pida y profesional<\/strong> (estudios en 4-6 semanas)<\/p><\/li><li data-start=\"3195\" data-end=\"3266\"><p data-start=\"3197\" data-end=\"3266\"><strong data-start=\"3197\" data-end=\"3266\">Ideal para financiar crecimiento, compras, expansi\u00f3n o circulante<\/strong><\/p><\/li><li data-start=\"3267\" data-end=\"3338\"><p data-start=\"3269\" data-end=\"3338\">Puedes combinarlo con otros instrumentos (subvenciones, equity, etc.)<\/p><\/li><\/ul><h4 data-start=\"3345\" data-end=\"3375\">\u2705 Requisitos para acceder<\/h4><p data-start=\"3377\" data-end=\"3435\">Aunque cada fondo tiene su pol\u00edtica, en general necesitas:<\/p><ul data-start=\"3437\" data-end=\"3709\"><li data-start=\"3437\" data-end=\"3498\"><p data-start=\"3439\" data-end=\"3498\">Empresa constituida y operando (m\u00ednimo 2 a\u00f1os de actividad)<\/p><\/li><li data-start=\"3499\" data-end=\"3542\"><p data-start=\"3501\" data-end=\"3542\">Ingresos recurrentes o contratos firmados<\/p><\/li><li data-start=\"3543\" data-end=\"3594\"><p data-start=\"3545\" data-end=\"3594\">EBITDA positivo o potencial de rentabilidad claro<\/p><\/li><li data-start=\"3595\" data-end=\"3634\"><p data-start=\"3597\" data-end=\"3634\">Buena organizaci\u00f3n financiera y legal<\/p><\/li><li data-start=\"3635\" data-end=\"3709\"><p data-start=\"3637\" data-end=\"3709\">Capacidad de ofrecer garant\u00edas (activo, cuentas, propiedad intelectual\u2026)<\/p><\/li><\/ul><p data-start=\"3711\" data-end=\"3858\">\ud83d\udca1 <strong data-start=\"3714\" data-end=\"3724\">Alma V<\/strong>, por ejemplo, invierte desde 2,5 millones hasta 10 millones \u20ac por operaci\u00f3n, en empresas como MasOrange, Verisure o Vodafone Espa\u00f1a .<\/p><h4 data-start=\"3865\" data-end=\"3902\">\u2705 Pasos para preparar tu empresa<\/h4><ol data-start=\"3904\" data-end=\"4244\"><li data-start=\"3904\" data-end=\"3972\"><p data-start=\"3907\" data-end=\"3972\"><strong data-start=\"3907\" data-end=\"3946\">Audita tu situaci\u00f3n financiera real<\/strong> (con un experto o mentor)<\/p><\/li><li data-start=\"3973\" data-end=\"4064\"><p data-start=\"3976\" data-end=\"4064\"><strong data-start=\"3976\" data-end=\"4013\">Prepara un pack inversor de deuda<\/strong>: plan de negocio, proyecciones, riesgos, garant\u00edas<\/p><\/li><li data-start=\"4065\" data-end=\"4145\"><p data-start=\"4068\" data-end=\"4145\"><strong data-start=\"4068\" data-end=\"4097\">Crea una narrativa s\u00f3lida<\/strong>: \u00bfPor qu\u00e9 tu empresa puede devolver ese dinero?<\/p><\/li><li data-start=\"4146\" data-end=\"4196\"><p data-start=\"4149\" data-end=\"4196\"><strong data-start=\"4149\" data-end=\"4196\">Busca fondos adecuados a tu tama\u00f1o y sector<\/strong><\/p><\/li><li data-start=\"4197\" data-end=\"4244\"><p data-start=\"4200\" data-end=\"4244\"><strong data-start=\"4200\" data-end=\"4231\">Haz seguimiento profesional<\/strong> del contacto<\/p><\/li><\/ol><h4 data-start=\"4251\" data-end=\"4282\">\u274c Errores comunes a evitar<\/h4><ul data-start=\"4284\" data-end=\"4464\"><li data-start=\"4284\" data-end=\"4330\"><p data-start=\"4286\" data-end=\"4330\">Buscar fondos sin cumplir requisitos m\u00ednimos<\/p><\/li><li data-start=\"4331\" data-end=\"4378\"><p data-start=\"4333\" data-end=\"4378\">No demostrar solvencia ni capacidad de repago<\/p><\/li><li data-start=\"4379\" data-end=\"4424\"><p data-start=\"4381\" data-end=\"4424\">Pensar que es un pr\u00e9stamo \u201csin condiciones\u201d<\/p><\/li><li data-start=\"4425\" data-end=\"4464\"><p data-start=\"4427\" data-end=\"4464\">No entender las implicaciones legales<\/p><\/li><\/ul><h4 data-start=\"4471\" data-end=\"4505\">\ud83e\udde0 Reflexiona antes de actuar<\/h4><ul data-start=\"4507\" data-end=\"4682\"><li data-start=\"4507\" data-end=\"4567\"><p data-start=\"4509\" data-end=\"4567\">\u00bfPodr\u00edas financiar tu crecimiento sin ceder participaci\u00f3n?<\/p><\/li><li data-start=\"4568\" data-end=\"4617\"><p data-start=\"4570\" data-end=\"4617\">\u00bfTu empresa est\u00e1 lista para este tipo de deuda?<\/p><\/li><li data-start=\"4618\" data-end=\"4682\"><p data-start=\"4620\" data-end=\"4682\">\u00bfEst\u00e1s dispuesto a asumir compromisos financieros importantes?<\/p><\/li><\/ul><h4 data-start=\"4689\" data-end=\"4743\">\ud83e\udde9 C\u00f3mo puede ayudarte la Inteligencia Artificial<\/h4><ul data-start=\"4745\" data-end=\"4974\"><li data-start=\"4745\" data-end=\"4821\"><p data-start=\"4747\" data-end=\"4821\">\ud83e\uddee <strong data-start=\"4750\" data-end=\"4784\">Simular escenarios financieros<\/strong> (flujo de caja, capacidad de repago)<\/p><\/li><li data-start=\"4822\" data-end=\"4883\"><p data-start=\"4824\" data-end=\"4883\">\u270d\ufe0f <strong data-start=\"4827\" data-end=\"4863\">Redactar tu narrativa financiera<\/strong> con IA como ChatGPT<\/p><\/li><li data-start=\"4884\" data-end=\"4974\"><p data-start=\"4886\" data-end=\"4974\">\ud83d\udcd1 <strong data-start=\"4889\" data-end=\"4918\">Analizar t\u00e9rminos legales<\/strong> de contratos de pr\u00e9stamo (con ayuda de Copilot o Lexis)<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b98c81 elementor-widget elementor-widget-text-editor\" data-id=\"1b98c81\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"\" style=\"text-align: center;\" data-start=\"5416\" data-end=\"5455\"><strong>\ud83d\udc69\u200d\ud83d\udcbc Caso de \u00e9xito mentorDay<\/strong><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b6ec94 elementor-widget elementor-widget-text-editor\" data-id=\"1b6ec94\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"5014\" data-end=\"5316\"><strong data-start=\"5014\" data-end=\"5024\">Carlos<\/strong>, fundador de una empresa de log\u00edstica tecnol\u00f3gica en Barcelona, necesitaba 3 millones para ampliar su plataforma a LATAM. Hab\u00eda descartado inversores porque no quer\u00eda diluir su capital ni perder control. Durante el <a href=\"https:\/\/mentorday.es\/programas\/modelo-mentorday\/\"><strong>programa de aceleraci\u00f3n de mentorDay<\/strong><\/a>, descubri\u00f3 los fondos de deuda privada.<\/p><p data-start=\"5318\" data-end=\"5344\">Con la ayuda de su mentor:<\/p><ul data-start=\"5345\" data-end=\"5505\"><li data-start=\"5345\" data-end=\"5396\"><p data-start=\"5347\" data-end=\"5396\">Prepar\u00f3 sus estados financieros y plan de negocio<\/p><\/li><li data-start=\"5397\" data-end=\"5449\"><p data-start=\"5399\" data-end=\"5449\">Recibi\u00f3 asesor\u00eda legal para entender los contratos<\/p><\/li><li data-start=\"5450\" data-end=\"5505\"><p data-start=\"5452\" data-end=\"5505\">Particip\u00f3 en talleres donde afin\u00f3 su pitch financiero<\/p><\/li><\/ul><p data-start=\"5507\" data-end=\"5618\">Finalmente, logr\u00f3 captar financiaci\u00f3n de un fondo privado sin perder acciones, y hoy est\u00e1 operando en 3 pa\u00edses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a384dc7 elementor-widget elementor-widget-text-editor\" data-id=\"a384dc7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><strong>\u2753 FAQ (Preguntas frecuentes)<\/strong><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-c92db8e e-flex e-con-boxed e-con e-parent\" data-id=\"c92db8e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d931955 elementor-widget elementor-widget-n-accordion\" data-id=\"d931955\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2270\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2270\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfUn pr\u00e9stamo s\u00e9nior es igual que un pr\u00e9stamo bancario? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2270\" class=\"elementor-element elementor-element-4b32285 e-con-full e-flex e-con e-child\" data-id=\"4b32285\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a918ac7 elementor-widget elementor-widget-text-editor\" data-id=\"a918ac7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>No. Tiene mayor flexibilidad, condiciones personalizadas y lo gestiona un fondo, no un banco.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2271\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2271\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo obtener este tipo de financiaci\u00f3n si estoy empezando? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2271\" class=\"elementor-element elementor-element-53af336 e-con-full e-flex e-con e-child\" data-id=\"53af336\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aec28ca elementor-widget elementor-widget-text-editor\" data-id=\"aec28ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>No es habitual. Se requiere trayectoria operativa y facturaci\u00f3n.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2272\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2272\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEs mejor que buscar inversores? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2272\" class=\"elementor-element elementor-element-08c46de e-con-full e-flex e-con e-child\" data-id=\"08c46de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-247b2d0 elementor-widget elementor-widget-text-editor\" data-id=\"247b2d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Depende. Si no quieres diluirte y puedes devolver el pr\u00e9stamo, puede ser m\u00e1s eficiente.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2273\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2273\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfHay fondos que operen en LATAM o Canarias? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2273\" class=\"elementor-element elementor-element-4d30815 e-con-full e-flex e-con e-child\" data-id=\"4d30815\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d38b15f elementor-widget elementor-widget-text-editor\" data-id=\"d38b15f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>S\u00ed. Hay fondos globales y regionales. mentorDay te ayuda a identificar el adecuado.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-608a017 e-flex e-con-boxed e-con e-parent\" data-id=\"608a017\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6128b20 elementor-widget elementor-widget-text-editor\" data-id=\"6128b20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\">\ud83c\udfaf \u00bfQuieres que te ayudemos?<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11bac78 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"11bac78\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mentorday.es\/inscripcion\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 \u00a1Inscr\u00edbete gratis en nuestro programa de aceleraci\u00f3n!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Descubre c\u00f3mo financiar tu empresa mediante pr\u00e9stamos senior y fondos de deuda privada.<\/p>\n","protected":false},"author":6,"featured_media":114156,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1159,1190,1171,1192,1193],"tags":[2814,2813,2246,2447,2815,2812],"class_list":["post-123480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financiacion","category-financiacion-bancaria","category-financiacion-privada","category-nacional","category-regional-canarias","tag-capital-privado","tag-deuda-corporativa","tag-estrategia-financiera","tag-financiacion-empresarial","tag-liquidez","tag-prestamos-senior"],"_links":{"self":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/123480","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/comments?post=123480"}],"version-history":[{"count":1,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/123480\/revisions"}],"predecessor-version":[{"id":126221,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/123480\/revisions\/126221"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media\/114156"}],"wp:attachment":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media?parent=123480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/categories?post=123480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/tags?post=123480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}