{"id":50772,"date":"2020-11-04T12:34:59","date_gmt":"2020-11-04T12:34:59","guid":{"rendered":"https:\/\/mentorday.es\/wikitips\/?p=50772"},"modified":"2026-11-10T12:35:14","modified_gmt":"2026-11-10T12:35:14","slug":"forfaiting","status":"publish","type":"post","link":"https:\/\/mentorday.es\/wikitips\/forfaiting\/","title":{"rendered":"Forfaiting: financia tus exportaciones de forma segura"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"50772\" class=\"elementor elementor-50772\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f46b6ee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f46b6ee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5de8edb\" data-id=\"5de8edb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\n\n\n\t\t<div class=\"elementor-element elementor-element-311cbda9 elementor-widget elementor-widget-text-editor\" data-id=\"311cbda9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El\u00a0forfaiting\u00a0permite hacer efectivos de forma inmediata cr\u00e9ditos y operaciones con <a href=\"https:\/\/www.rankia.cl\/blog\/mejores-cuentas-bancarias\/4167321-que-pago-diferido\" target=\"_blank\" rel=\"noopener noreferrer\">pago diferido<\/a>, a medio y largo plazo.\u00a0<strong>Consiste en la compra sin recurso al tenedor de efectos o pagar\u00e9s con aval bancario, cr\u00e9ditos documentarios y garant\u00edas bancarias sobre compromisos de pago representativos de operaciones comerciales<\/strong>.<\/p><h2><strong>Entre las ventajas del forfaiting podemos destacar<\/strong><\/h2><ul><li><strong>Evitar <a href=\"https:\/\/mentorday.es\/wikitips\/riesgos-y-seguros-en-la-internacionalizacion\/\" target=\"_blank\" rel=\"noopener noreferrer\">riesgos<\/a><\/strong>. Se eliminan los riesgos por falta de pago del deudor, de fluctuaci\u00f3n del tipo de inter\u00e9s y de cambio.<\/li><li><strong>Liquidez<\/strong>. Como se trata de una disposici\u00f3n inmediata de los fondos, la empresa desbloquea sus l\u00edneas de descuento comercial actuales y mejora las ratios de su activo circulante, ya que transforma la partida de clientes en disponible.<\/li><li><strong>Simplicidad<\/strong>. La documentaci\u00f3n necesaria es m\u00ednima. El forfaiting elimina los gastos administrativos y los problemas de la gesti\u00f3n de cobros.<\/li><li><strong>Ventajas financieras<\/strong>. El tipo de inter\u00e9s aplicado es muy competitivo. La compra sin recurso financia la totalidad de la operaci\u00f3n.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Descubre c\u00f3mo el forfaiting puede ayudarte a financiar tus exportaciones sin riesgo.<\/p>\n","protected":false},"author":6,"featured_media":50773,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1170,1159],"tags":[2880,2879,2876,2875,2878,2877],"class_list":["post-50772","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financiacion-publica","category-financiacion","tag-acuerdos-comerciales","tag-credito-a-largo-plazo","tag-financiacion-internacional","tag-forfaiting","tag-gestion-de-riesgos","tag-operaciones-de-exportacion"],"_links":{"self":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/50772","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/comments?post=50772"}],"version-history":[{"count":6,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/50772\/revisions"}],"predecessor-version":[{"id":155209,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/posts\/50772\/revisions\/155209"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media\/50773"}],"wp:attachment":[{"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/media?parent=50772"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/categories?post=50772"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mentorday.es\/wikitips\/wp-json\/wp\/v2\/tags?post=50772"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}