EUROPEAN INVESTMENT BANK

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The European Investment Bank (EIB) is a financial institution whose main objective is to finance investment projects that promote sustainable economic growth and job creation in the European Union and beyond. The EIB not only finances projects in the EU, but also takes part in the financing of projects in EU candidate countries and other countries.

The EIB offers three types of financing, namely loans, blended finance and advisory and technical assistance. Through lending, the EIB seeks to promote growth and employment in the European Union.

The EIB grants loans of up to EUR 25 million directly, and for smaller loans, it opens credit lines to financial institutions, which in turn lend the money to creditors.

In addition, the EIB offers the possibility of combining EIB financing with financing from other investors, and provides advisory services and technical assistance to help its clients get the best value for money from their projects or businesses.

The EIB finances itself on the capital markets, and its loans are more favourable than those available on the market. In addition, the EIB also works in partnership with other EU institutions, such as the European Commission, the European Parliament and the Council of the EU, to coordinate efforts and achieve greater impact in promoting sustainable economic growth and job creation in the EU and beyond.

In short, the EIB is a financial institution that offers a wide range of financing options, advisory services and technical assistance to help entrepreneurs and business people obtain the resources they need to carry out their investment projects, with the aim of promoting sustainable economic growth and job creation in the EU and beyond.

The EIB can bring several benefits to an entrepreneur, such as:

1. Financing: the EIB can provide loans and other financing to entrepreneurs who need capital for their projects. In addition, the EIB offers a wide range of financial products that are tailored to the needs of each company.
2. Technical advice and assistance: the EIB has a team of experts who can provide advice and technical assistance to entrepreneurs. This can help entrepreneurs improve their business plans, identify growth opportunities and solve problems.
3. Better loan conditions: EIB loans often have more favourable terms than traditional commercial loans. Interest rates are lower and repayment periods are longer, which can reduce financing costs and facilitate access to credit.
4. Access to networks: the EIB has a wide network of contacts in the business and financial world, which can be beneficial for entrepreneurs looking to establish new partnerships or expand their network.
5. Support for sustainable projects: The EIB focuses on projects that promote sustainable development and combat climate change. Entrepreneurs working on sustainable projects can benefit from EIB support and access financing for their projects.

Some practical examples of how the EIB can help entrepreneurs are:

1. Financing for the creation or expansion of a business: The EIB offers loans and credit lines to support the creation or expansion of businesses. For example, an entrepreneur who wants to launch a new business could apply for an EIB loan to finance start-up costs.
2. Funding for innovation and technology projects: The EIB also finances innovative and technological projects that contribute to economic growth and job creation in the EU. For example, an entrepreneur developing a new technology or product could get EIB funding to carry out the research and development needed to bring it to market.
3. Technical advice and assistance: In addition to financing, the EIB also offers advice and technical assistance to help entrepreneurs maximise the potential of their projects or businesses. For example, an entrepreneur who needs advice on how to pursue international expansion could receive technical assistance from the EIB to develop a business plan and market entry strategy.

In short, the EIB can help entrepreneurs by providing finance, advice and technical assistance to support the creation and growth of innovative businesses and projects in the EU.

How can an entrepreneur contact the EIB?

AN ENTREPRENEUR INTERESTED IN WORKING WITH THE EUROPEAN INVESTMENT BANK (EIB) TO EXPLOIT FUNDING OPPORTUNITIES CAN DO SO THROUGH THE FOLLOWING MEANS:

1. Official website: The EIB has an official website where entrepreneurs can find detailed information on the financing products and services it offers, as well as eligibility criteria and application processes.
2. EIB offices: The bank has offices in several countries in the European Union and other parts of the world, which are responsible for attending to applicants for financing and offering personalised advice. Entrepreneurs can search for the office closest to their location and contact them for more information.
3. Financial intermediaries: The EIB works with a wide network of financial intermediaries, including commercial banks, credit unions, investment funds and other types of financial institutions. Entrepreneurs can seek out financial intermediaries in their country or region and work with them to obtain EIB financing.
4. Enterprise networks: Another way to contact the EIB is through business networks and entrepreneurs' associations, which can provide information on the bank's financing opportunities and help entrepreneurs prepare their funding applications.

In general, the process of applying for EIB financing can be lengthy and complex, so it is important for entrepreneurs to inform themselves properly and seek support from financial experts to maximise their chances of success.

The European Investment Bank (EIB) is not just a responsible for financing member states. It also takes part in project financing in candidate countries and in other countries.

What is the main function of the EIB?

THE EUROPEAN INVESTMENT BANK IS PRIMARILY RESPONSIBLE FOR FINANCING PROJECTS THAT ARE FOCUSED ON OBJECTIVES SUCH AS:

• Mitigation of climate change.
• Impulse of potential.
• Employment in the EU and to promote EU policies in other countries.

What kind of financing do you offer?

THE EIB IS FINANCED ON THE CAPITAL MARKETS AND OFFERS THREE TYPES OF FINANCING:

1. Loans. By granting loans, the European Bank seeks to promote growth and employment in the European Union. The EIB grants loans of up to EUR 25 million directly, for smaller loans it opens credit lines to financial institutions, which in turn lend the money to creditors.
2. Combined financing. The client has the possibility to combine EIB financing with financing from other investors.
3. Technical advice and assistance. It is one of the services provided by the European Investment Bank to help its clients get the best value for money from their projects or businesses.

As an independent body, the Bank makes its own borrowing and lending decisions. It cooperates with the other EU institutions, in particular the European Commission, the European Parliament and the Council of the EU.